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INSURANCE-MOD is a full-service insurance agency that specializes in finding comparative quotes for all your property.
Since we love cars, we decided to become the only agency that offers comparative quotes for your classic/collector car, too!
Do your comparative shopping with us and get side-by-side quotes from trusted insurers in your area. We’ll help you get all the discounts available.
A lot of us have felt under-appreciated by the insurance industry. At INSURANCE-MOD, Your classic/collector vehicle isn’t an afterthought to us.
Whether you have multiple policies or switch insurance companies from one year to the next, you can find what you need with the INSURANCE-MOD user portal or mobile app.
INSURANCE-MOD has one of the broadest eligibility requirements on the market by working with many major collector/classic car providers
The agents working at INSURANCE-MOD are paid on salary, not commission. Their goal is to help you find the best coverage and price.
Fill out our online questionnaire once, and that’s it. We’ll save you hours by giving you quotes across multiple products and multiple insurance companies.
Bundling your standard auto with your home, condo or rental reduces your cost by 10–20%. Easy peasy. But cozy up to any one insurance company. You should shop every couple years to make sure you’re getting the best rate. We’ll help you do that
Most people are overpaying for insurance because they either didn’t shop when they first bought or haven’t recently. Let us get the quotes for you—it’s what we do!
You should look for the middle ground in your deductibles. You’ll overpay on insurance if they are too low but will regret it in a claim situation if they are too high.
Auto pricing is tiered based on mileage. If you aren’t sure about your mileage, think it through—how much are you driving?
Common-sense protections like deadbolt locks, fire extinguishers, smoke detectors and burglar alarms all reduce your premium.
Auto insurance makes sure other people on the road, your passengers, and you can get good medical attention in the event of an accident. It also protects your car itself from most of the hazards that could damage it while driving or parked.
The only thing accurate about valuing a classic/ collector vehicle using depreciation is it always gives the wrong answer. Classic/collector vehicle insurance offers the same protection as standard auto insurance but uses “Agreed Value,” where you decide how much your vehicle is worth.
Homeowner insurance covers damage to home and your possessions. It also protects you from liability for injury to others or damage to their property. If you have a mortgage, chances are your lender requires homeowner insurance.
Your HOA looks after the exterior of your building, so personal condo insurance is there to protect the rest: flooring, inner walls, countertops, cabinets, etc. It also covers your possessions and liability risk of injuries to guests or damage to other people’s property.
Renters insurance does a lot more than just protect your possessions, it pays for defense costs and damages if you are held liable for other people’s injuries or for damage to their property.
Have you ever wondered what you would do if you become liable for more than your auto or home/ condo/renter insurance limits cover? Umbrella insurance is an inexpensive product that drastically increases your liability protection, and gives you a few coverages you won’t get anywhere else.
INSURANCE-MOD is your one stop for getting competitive insurance quotes for your personal property, including your classic/collector
vehicle. As a classic/collector vehicle owner, there is a good chance you will have two insurance policies: one where you bundle your
residence with your standard vehicle(s) and another for your classic/collector vehicle. INSURANCE-MOD makes things easier for you by
being your one source to access all your insurance information. Plus, if you re-shop your insurance from one year to the next and found
better price and coverage with a different company, you can access your new policy(s) through INSURANCE-MOD.
INSURANCE-MOD is an independent broker, not an insurance company. Our job is to help you shop different insurance companies, so
you get the insurance coverages that are right for you at the best deal. Our agents work on salary, not commission, so there isn’t any
pressure or unnecessary upselling.
Yessir. INSURANCE-MOD holds an agent/broker license in all states where we sell insurance. You can see our licenses here.
Nope. Being an “independent” insurance broker is the chassis of our company—everything is built off of it. We know that you will get
better price and coverage if the insurance companies’ products are forced to speak for themselves. When you see their offers side-by-side,
all the marketing spin means nothing and you are free to choose what’s best for you.
Insurance companies file their pricing formulas with each state’s department of insurance. Once a formula is filed, it is illegal to charge
anything else. The good news for you is that each company prices differently. INSURANCE-MOD saves you money by shopping multiple
insurance companies on your behalf, so you can choose the one that provides the best coverages and price.
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